Competitive 401k Plan FTI offers a competitive 401K plan to all employees scheduled to work 20+ hours per week. New employees are eligible the first day of the quarter following their date of hire. Participants may contribute from 1% to 100% of their compensation on a pretax basis. FTI will match contributions equal to 50% of the employee's salary contribution up to 6%. All contributions are 100% vested.

• Employee contribution - 4%, 6%
• FTI contribution - 2%, 3%

Employee Stock Purchase Plan (ESPP)
Employee's scheduled to work 20+ hours per week are eligible to participate in the employee stock purchase plan. Employees may join prior to the January 1 or July 1 offering period following their date of hire. Participants may contribute through payroll deduction, up to 15% of their compensation on an after-tax basis to purchase FTI common stock at 85% of fair market value.

Medical Insurance
Employees may elect to enroll in the FTI PPO Medical Plan with Blue Cross Blue Shield. For new FTI hires, enrollment eligibility is the first day of the month following or coinciding with their date of hire. FTI presently subsidizes 70% of medical insurance premium.

Dental Insurance
Employees may elect to enroll in the MetLife PPO Dental Plan. For new hires, enrollment eligibility is the first day of the month following or coinciding with their date of hire. FTI presently subsidizes 70% of dental insurance premium.

Life Insurance and Accidental Death and Dismemberment Insurance
Employee's may elect Basic Life and AD&D insurance at 1.5 times the employee's base salary with a maximum of $300,000 with a 50% cost-shared basis through MetLife. Employees may elect to buy up to an additional 5 times their base salary. All new employees may enroll in the Basic Life/AD&D plan effective the first of the month following or coinciding with their date of hire.

Premium Only Plan (POP)
Employees pay for medical, dental, Basic Life and AD&D insurance premiums on a pretax basis.

Flexible Spending Accounts
Employees may elect to set aside up to $5,000 for dependent care and up to $5,000 for reimbursement of out-of-pocket healthcare expenses per year on a pretax basis.

Short Term Disability Insurance
Short term disability insurance is provided through UNUM Provident and replaces 60% of an employee's weekly income to a maximum benefit of $3,461 per week. FTI presently subsidizes 40% of short term disability insurance premium.

Long Term Disability Insurance
Long term disability insurance is provided by UNUM Provident and replaces 60% of an employee's monthly income to a maximum benefit of $15,000 for salaries up to $300,000 and $25,000 for salaries greater than $300,000 per month. FTI presently a portion of long term disability insurance premium.

Vacation, Sick, and Holiday Leave
Vacation, sick, and holiday leave vary based on each individual's job category, e.g., full-time and part-time employees, salaried versus hourly employees. All full-time and part-time employees working at least 20 hours per week are eligible for vacation, sick, and holiday leave. Compensation packages for employees paid by chargeable hour take into account vacation, sick, and holiday leave. Leave accruals are prorated for part-time employees.

Military Leave
FTI may augment any military service pay up to the employee's regular salary for a maximum of ten days per calendar year. All full-time and part-time employees working at least 20 hours per week are eligible for military leave benefits.

Jury Duty Leave
FTI may reimburse the employee for the difference between pay for jury duty and straight-time pay for a maximum two week period. All full-time and part-time employees working at least 20 hours per week are eligible for jury duty leave benefits.

Workers' Compensation Insurance
Medical expenses and disability income for documented, compensable job-related injuries are provided through St. Paul Insurance by FTI. If you are injured on the job please notify your Supervisor and the Human Resources Department immediately.

Transit and Parking Reimbursement Benefits
FTI offers employee's the opportunity to set aside pre-tax dollars to help pay for eligible work related transit and parking expenses.

Transit Benefit: The annual maximum is $1,200 or $100 per month. Eligible expenses include transit passes, tokens or farecards, train fares and van pooling expenses. The expenses must be related to your job.

Parking Benefit: The annual maximum is $2,280 or $190 per month. Eligible expenses include garage parking, meter parking and parking at a mass transit station. Expenses must be related to your job.